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eMortgage Workgroups


Mission

The MISMO eMortgage Workgroup develops voluntary technical standards and business and technical guidance for the advancement of electronic mortgages and paperless technology in the mortgage industry and also provides general education about the legal framework for the use of eMortgages and related standards.

High Level Goals

Provide voluntary standards and guidelines to enable paperless mortgage transactions between businesses, consumers and government agencies (B2B, B2C and B2G).

Provide voluntary standards and guidelines on key eMortgage processes such as eNote registration, eRecording, and electronic vaulting.

When appropriate, the E-Mortgage Workgroup’s standards and guidelines will leverage the voluntary standards and guidelines developed by other MISMO workgroups as well as ones published by external standard bodies such as W3C, OASIS, ISO and others.

How to Participate

Get involved by joining the Interface Workgroup mailing list, listserv discussions and participate in conference calls. The eMortgage workgroup has monthly calls on the First Thursday of every Month at 1PM EST.

An agenda is distributed via the MISMO eMortgage Listserv prior to the call. Conference bridge information:

Phone Number: 641-715-3300
Access Code: 183873#

To sign up for the MI listserv visit the Listserv Sign Up page.

Contact Info

Chair: Patrick Hartford, Qicken Loans
Vice Chair: Abdias Lira, Wolters Kluwer Financial Services
MISMO Staff Representative: Harry Gardner, Mortgage Bankers Association

Who Should Participate in the eMortgage Workgroup?

  • Lenders
  • Vendors
  • Investors
  • County Recorders / PRIA Members

Published standards, papers and guidance:

  • eMortgage Guide
  • eMortgage Closing Guide
  • SMART Document Specification and Implementation Guides
  • eRecording Business Requirements
  • eMortgage adoption strategies
  • Electronic Vault Implementation Guide

Current Activities

  • SMART Document Specification V3
  • Open Source initiative
  • eRecording Technical Guidance

MISMO Work Requests and active tasks can be located on the MISMO eMortgage Wiki page.

Workgroups

eMortgage Workgroup


Purpose:


Develops specifications and guidelines for electronic mortgages, from application and origination to closing, investor delivery and servicing.

Mailing list:

mismo_emortgage@listmanager.mismo.org

Chair: Patrick Hartford, Quicken Loans

Vice Chair:

Abdias Lira , Wolters Kluwer

MISMO Staff:

Harry Gardner, Mortgage Bankers Association


eMortgage Subgroups:

Legal Issues
Restructured to MBA group under the Residential Technology Steering Committee

Mailing list:

mismo_emortgage@listmanager.mismo.org

Facilitators:

Grace Powers, Countrywide

Facilitators:

Chris Christensen, Peirson Patterson

MISMO Staff:

Harry Gardner, Mortgage Bankers Association