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Implementation and Engineering Guidelines
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Implementation and Engineering Guidelines
Home > Specifications > Implementation and Engineering Guidelines

Implementation Guides

Individual residential MISMO Workgroups provide implementation guidance for using specific MISMO data standards. In addition, a generic MISMO Implementation Guide has been created that provides information and insights on the entire residential transaction set.

Version 1_x Implementation Guides
Guide Publish Date
General Information January 11, 2001
Credit Reporting January 10, 2001
Loan Boarding Notification January 11, 2001

Version 2_x Implementation Guides
Guide Publish Date
General Information November 2, 2006
Credit Reporting November 19, 2007
Mortgage Insurance April 3, 2008

Industry Recommendations

Often times, industry regulations or requirements are established that have an impact on published MISMO standards. To address this issue, MISMO's Wokgroups develop Recommendations for organizations that have implemented the MISMO standards.

Guide Publish Date
HTTP Post Name/Value Pairs October 3, 2002
Implementing the California Credit Report Freeze Law - SB 168 October 6, 2003
FACT Act Implications and Recommendations October 10, 2004
Credit Score Model Name Types Recommendation November 16, 2006
Credit Workgroup Reissue Reporting Recommendation (Update 1) November 12, 2007

Document Mappings

In association with the overall MISMO eMortgage initiative, the MISMO Governance Committee has indicated that Workgroups may publish mappings from approved MISMO transactions to common industry documents or forms.

Guide Publish Date
URLA Mapping July 19, 2007

Engineering Guidelines

The Version 2 Engineering Guidelines are to assist the developers of Extensible Markup Language (XML) for MISMO to achieve consistent and technically appropriate XML that meets the needs of the user community. The Guidelines shall be adhered to during the development process without any deviation. Design Guidelines describe best practices and should be followed unless there is a unique compelling business or technical reason for using an alternate solution.

MISMO is currently in the process of developing the Version 3 Engineering Guidlines (MEGs). This content is being managed on MISMO's Wiki. To view these documents, please visit the MISMO Engineering Guidlines Wiki page.

Version 2_x Engineering Guidelines
Guide Publish Date
MISMO Engineering Guidelines July 6, 2006


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