MISMO has released a set of products to help companies implement the new CFPB HMDA rules. These tools, collectively referred to as the HMDA Implementation Toolkit offer a comprehensive collection of guidance, mapping documents, and other information about the rule and the use of MISMO in meeting the requirements of the rule. In particlar, the tools help companies build upon existing reporting requirements such as the GSE Uniform Mortgage Data Program (UMDP). By building upon already existing reporting requirements, companies should gain efficiencies in developing and maintaining their HMDA solution.
The MISMO HMDA Implementation Toolkit is available as a member benefit to MISMO Members and is available to all other industry participants for a small fee. Additional information on the Toolkit is available on the Toolkit Page .
The Certified MISMO Standards Professional (CMSP) helps individuals and companies distinguish themselves from others by providing independent certification of expertise with the MISMO standards. If you want to become one of the select individuals with this designation - check out the CMSP today!
MISMO congratulates our recently designated CMSPs:
- Randy Gillis, SVP of Enterprise Data Management, Black Knight Financial Services
- Mick Smothers, Principal Architect, CAPCO
- James Adams , Manager, Actualize Consulting
Review the complete list of Certified MISMO Standards Professionals (CMSPs)
MISMO Software Compliance Certification provides a level of assurance that your products comply with industry standards. If compliant, providers can showcase their competitive advantage with a "MISMO Compliant" certification mark.
MISMO congratulates the following on being awarded MISMO's Premiere Level Certification:
MISMO congratulates the following on being awarded MISMO's Standard Level Certification for TILA/RESPA Integrated Disclosures (TRID):
For more information on these and other Software Certification awards, see MISMO's Software Compliance Certification Program Information .
MISMO, the Mortgage Industry Standards Maintenance Organization, saves time and reduces costs, improves accuracy, increases data transparency and boosts investor confidence in mortgages as an asset class. Through the support of its subscribers, MISMO supports free and open access to the final releases of its standards. This access enables you to begin integrating MISMO standards into your business. Your adoption of MISMO standards gives you the ability to operate smoother, faster and better to improve your bottom line.
Residential Mortgage Specifications
Commercial Mortgage Specifications
eMortgage Guidelines and Recommendations
MISMO Staff thank ALTOVA for their support of the MISMO Standards development process. ALTOVA has provided multiple copies of XMLSpy XML Editor software for MISMO's use with XML Schema development and other XML editing tasks.