Credit Reporting Workgroup


The mission of the Credit Reporting workgroup is to develop, promote, and maintain credit data and standards that enable mortgage lenders, investors, servicers, vendors, borrowers, and other parties to exchange credit related data more securely, efficiently and economically. In addition, the Workgroup develops supporting documentation to provide guidance in the use of these data standards.

Credit Reporting Workgroup Community Page   

Current Goals and Objectives

The Credit Reporting Workgroup manages data elements that can be used by a mortgage originator to request, track, and cancel credit reports that are typically required in mortgage lending.  The group continues with their efforts to develop reference documentation for implementers who need to exchange credit reporting information using the MISMO v3.x reference model.  Specific attention is being focused on trended data implementation gaps that exist within the current 3.x recommendation.  We will also be addressing implementation strategies for the recently enacted Military Lending Act (MLA).  

Major milestones and timeframes to support goals

  • · 3.x trended data implementation gaps - Q4 2017
  • Military Lending Act (MLA) implementation recommendation - Q2 2017
  • 3.x adoption and maintenance - No end date                


Ruth Eller, Customer Solutions Manager, CoreLogic - Co-Chair
Eric Ridenour, President, MergePower Inc - Co-Chair

Workgroup Meeting Schedule

Got a Question for the Workgroup? Contact the workgroup at