Mortgage Insurance Community of Practice


The mission of the Mortgage Insurance Community is to design, develop, and maintain data standards in support of the mortgage insurance industry in the residential loan origination and servicing lifecycle. In addition, the Community develops supporting documentation to provide guidance in the use of these data standards.

Mortgage Insurance Community Page 

Current Goals and Objectives

The Mortgage Insurance Community develops data specifications and data mapping guidance for MI Rate Quotes, MI Application, Loan Boarding, Servicing Transfers, MI Cancellations, MI Claims, MI Explanation of Benefits and MI Loan Activity Reporting. The community discusses adoption and implementation issues, collaborates with lenders and service providers and works on special projects in response to new and changing industry data requirements.

Major milestones and timeframes to support goals

  • June 2018 - Create an MI Education Webinar

The MI's are currently collaborating and designing a generic MI Integration webinar that will be used to educate our potential trading partners about MISMO MI transactions that we offer.

The trading partner could use this collateral to view before engaging in a kickoff call with the respective Mortgage insurance company.

  • March 2018 - Create a new MI Activation Transaction

The MI's submitted a new MIServiceType="MIActivation" for MISMO 3.5, in response to LOS vendors asking how their lenders can activate MI Coverage within their LOS

  The MI Community of Practice is building out a new MISMO 3.5  Activation transaction, with the lender being able to indicate if they are a different servicer. This does not replace the Loan Boarding 1.1 transaction.

  • March 2018 - Create a new MISMO 3.5 MI I-Guide with Companion Sample Files

The MI's will be compiling a MISMO 3.5 I-Guide and Companion sample files at the MISMO Winter Summit in New Orleans, LA.

Key Stakeholders

  • Direct Lender Integrations
  • Loan Origination System (LOS) vendors
  • Product and Pricing Engine (PPE) vendors
  • Loan Servicing System vendors
  • Government-Sponsored Enterprises (GSEs)
  • Government Agencies and Regulators (FHFA and CFPB)



Amy Ketterling, MGIC, Co-Chair

Mike Mueller, MGIC, Co-Chair

Kim Lafferty, Radian Guaranty Inc., Co-Chair

MISMO Meeting Schedule

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