Board of Directors

MISMO Board members are appointed by MISMO's parent corporation, the Mortgage Bankers Association. The Chairman and Vice Chairman of the MISMO Board are appointed by the Mortgage Bankers Association. Ex officio representatives on the MISMO Board include each of the MISMO Committee Chairs.  

The current members of the MISMO Board of Directors are as follows:


Kurt Pfotenhauer, Vice Chairman, First American Title Insurance  


Prabhakar Bhogaraju, VP, Digital Shared Services Single-Family Business, Fannie Mae

Jeffrey Bode, President, Mid America Mortgage

Pete Carroll, Executive, Public Policy & Industry Relations, CoreLogic 

Andy Crisenbery, Senior Vice President and Managing Director, Lending Solutions, Black Knight

Mike Fratantoni, President of MISMO and Chief Economist, Senior Vice President of Research and Technology, MBA 

Eric Kaplan, Director of the Housing Finance Program, Milken Institute  

Christopher McEntee, President, ICE Mortgage Services, ICE 

Sam Oliver, VP, Single Family Business Transformation, Freddie Mac                     

Steve Powel, Executive Chairman, SitusAMC

Erik Schmitt, Product Executive, Chase                

Donald Smith, Executive Vice President and CIO, Common Securitization Solutions

Steven Smith, Co-founder & CEO, Finicity


Ex-Officio Rep. / Chair of Strategic Planning

Matt Seu, Partner, Actualize Consulting Services

Ex-Officio Rep. / Chair of Residential Governance
Randy Poirier, Vice President of Data Solutions, Black Knight 

Ex-Officio Rep. / Chair of Commercial Governance
Brian Hunt, Multifamily Financial Operations and Analytics, Fannie Mae

Ex-Officio Rep. / Chair of Education
Charles Epperson, Chief Technology Officer, Evolve Mortgage Services

Ex-Officio Rep. / Chair of Membership and Revenue
Pat Hellman, SVP, Capital Markets Loan Operations, Wells Fargo