This document describes the business requirements to allow for the eRecording of electronic recordable instruments in common electronic document formats such as MISMO SMART Doc®, eSigned PDF and Adobe Intelligent Document Format, and Microsoft® Word with embedded-XML. It also includes business functions, a process flow diagram, and project assumptions, constraints, and dependencies.

As the adoption of electronic mortgages (eMortgages) increases, the need for and use of electronic recording (eRecording) in the various recording jurisdictions in the country will also grow.  Concurrent with this requirement will be the eRecording of the real estate industry's electronic recordable instruments.  Therefore, the goal of this project is to enable electronic instruments to be eRecorded by applications and systems in public land records offices.   

Access the eRecording Components:   ·        

  • MISMO members may download the eMortgage Vaulting Guide components comprehensively by clicking here.
  • Non-Members may access the documuments by following links below.

The release and use of MISMO standards and other resources, including the eRecording Components , are governed by the MISMO Intellectual Property Rights (IPR) Policy.

Industry participants who have comments or questions about the eRecording Components may contact MISMO at