Industry Loan Application Dataset (iLAD)
MISMO's Industry Loan Application Dataset (iLAD) is in "Candidate Recommendation" (CR) status which means that it has been thoroughly reviewed by a wide range of organizations and industry participants and is available for use.
The iLAD is a compendium of data points included in URLA, the Government Sponsored Enterprises' (GSEs) new Automated Underwriting System (AUS) interfaces, and the existing Fannie Mae 3.2 file. iLAD is expected to replace the many peer-to-peer data exchanges that currently utilize the Fannie Mae 3.2 file as a de facto data exchange standard.
The release and use of MISMO standards and other resources, including the Industry Loan Application Dataset are governed by the MISMO Intellectual Property Rights (IPR) Policy. For more information on the policy, please click here.
For additional details, see the press release.
Non-MISMO members can access the iLAD here.
For additional information, contact us at firstname.lastname@example.org.