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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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Assignment

1) Process: The transfer of ownership, rights or interests in property, as in a mortgage, lease or deed of trust. Mortgages and other security instruments are regularly assigned from one investor to another and commitments by HUD/FHA to insure mortgages may be assigned by one originating lender to another before insurance. 2) Document: Transfers the beneficial interest in a instrument from one party to another.

Term Source: MBA Glossary, LDD Document

Term Type: Document, Process

Focus Area: #LDD, #MBAGlossary, #Origination, #Servicing

ATR

Ability To Repay

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

AVM

Automated Valuation Model

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

CAIVRS

Credit Alert Interactive Voice Response System

Term Source: LDD Acronym

Term Type: Actor, Process

Focus Area: #LDD, #MISMOApprovedAcronym

CEMA

Consolidation, Extension and Modification Agreement

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

FTP

File Transfer Protocol

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

GPM

Graduated Payment Mortgage

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

HECM

Home Equity Conversion Mortgage

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

HTTP

Hypertext Transfer Protocol

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

HTTPS

Hypertext Transfer Protocol Secure

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

IVES

Income Verification Express Service

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

MI

Mortgage Insurance

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

MLS

Multiple Listing Service

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

PACE

Property Assessed Clean Energy

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

RESPA

Real Estate Settlement Procedures Act

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

RON

Remote Online Notarization

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

SMTP

Simple Mail Transfer Protocol

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

TRID

TILA RESPA Integrated Disclosure

Term Source: LDD Acronym

Term Type: Process

Focus Area: #LDD, #MISMOApprovedAcronym

USPAP

Uniform Standards of Professional Appraisal Practice

Term Source: LDD Acronym

Term Type: Actor, Process

Focus Area: #LDD, #MISMOApprovedAcronym

 

AUTHORIZED USAGE: All usage of this product is dictated by the terms and conditions within the MISMO 2018 Intellectual Property Rights (IPR) Policy For more information, please see complete Authorized Usage / Patent Disclosure Request or contact [email protected].