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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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Algorithm URI

A value that identifies the algorithm used to calculate digest. For example: http://www.w3.org/2000/09/xmldsig#sha1

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Area Unit Of Measure Type

Identifies the type of area measurement method applied.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Attribute Extension

An implementation of the ability to extend an instance document by using any attribute. To change from Lax to make an redefinition restriction of AttributeExtension attribute group.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Code Owner URI

Identifies the owner or publisher of the code associated with a MISMO term with the class word of "Code" by means of a URI. This is an XML attribute.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

CodeEffectiveDate

The date on which the value represented by the MISMOCode is effective as determined by the issuer or owner as specified by the CodeOwnerURI.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Currency URI

The currency the value represents. Recommend using the form urn:org:iso:www:4217:xxx where xxx is a three letter code from http://www.iso.org/iso/support/faqs/faqs_widely_used_standards/widely_used_standards_other/currency_codes/currency_codes_list-1.htm

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Data Not Supplied Reason Type

A value from a MISMO prescribed list that specifies the reason a specific data point is not included in the message.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Data Not Supplied Reason Type Additional Description

A free-form text field used to provide a supplemental comment or remark regarding the Data Not Supplied Reason Type.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Data Not Supplied Reason Type Other Description

A free-form text field used to capture the enumeration when Other is selected for Data Not Supplied Reason Type.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Display Label Text

A free-form text field that provides a human-readable, display-ready representation for the corresponding enumerated value.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Display Time Zone Text

A free-form text field that identifies the specific region where the time value applies. Trading partners should agree on what time zone name values they will use. The recommended time zone name values should be based on the TZ database, also known as the Internet Assigned Numbers Authority (IANA) timezone database.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Identifier Effective Date

The date on which the value represented by the MISMOIdentifier is effective as determined by the issuer or owner as specified by the IdentifierOwnerURI.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Identifier Owner URI

Identifies the owner or publisher of the identifier associated with a MISMO term with the class word of "Identifier" by means or a URI. This is an XML attribute.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Ignore Time Segment Indicator

If for some reason the sender of a message cannot provide an accurate time for a datetime data point they set this indicator true.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Ineligible Loan Product Indicator

When true, indicates this Loan Product is ineligible based on Deal characteristics.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Linear Unit Of Measure Type

Identifies the type of linear measurement method applied.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Loan Role Type

An attribute of LOAN used to identify the role the associated LOAN plays in the transaction.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

MISMO Logical Data Dictionary Identifier

The MISMO Logical Data Dictionary Identifier is a unique value that represents the version of the MISMO LDD section of the reference model to which the containing XML instance document complies. For detailed information, please see MISMO Engineering Guide 006 � �Versioning and Release Schedule�, at https://www.mismo.org/standards-resources/mismo-product/mismo-engineering-guideline-(meg)-6.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

MISMO Reference Model Identifier

The MISMO Reference Model Identifier is a unique value that represents the version of the MISMO reference model to which the containing XML instance document complies. For detailed information, please see MISMO Engineering Guide 006 � �Versioning and Release Schedule�, at https://www.mismo.org/standards-resources/mismo-product/mismo-engineering-guideline-(meg)-6.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Reference Signing Type

This attribute describes how the content of a REFERENCE or ObjectURL element is signed using XML digital signatures. This instructs systems about which transformation, if any, needs to be applied to the REFERENCE or ObjectURL element before validating existing SYSTEM_SIGNATURES or applying new ones and what transformations are prohibited.

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

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