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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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Business Day

1)Days on which a bank or market is open for business or trading; usually excludes Saturdays, Sundays and legal public holidays. 2)The type of day used by business partners to specify time-bound requirements for processing an eMortgage.

Term Source: MBA Glossary, MISMO eMortgage

Term Type: Other

Focus Area: #eMortgage, #MBAGlossary

eRecording

1) The act of registering the security instrument electronically with the county recorder or similar jurisdictional authority. 2) An act of registering the security instrument and other recordable documents electronically with the county recorder or similar jurisdictional authority. eRecording does not require the security instrument to be electronically executed. A county often records a scanned image of the paper security instrument when it eRecords. For models of eRecording, see the PRIA Technology Committee Business Requirements Work Group: Models of eRecording - A Continuum of eRecording - https://www.pria.us/i4a/doclibrary

Term Source: MBA Glossary

Term Type: Event

Focus Area: #eMortgage, #MBAGlossary

 

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