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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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eNote Record

The data record that is created when a Participant registers an eNote on the MERS eRegistry. This term is also defined in the MERS eRegistry Procedures Manual as 'eNote Record' and is available at members.mersinc.org.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #eMortgageGlossary

MERS I Registration Indicator

Indicates the loan is registered on the MERS System for information only. MERS is not the mortgagee.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

MERS Organization Identifier

The identification number assigned by MERS to the organization.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

MERS Original Mortgage of Record Indicator

Indicates whether the loan was originated with MERS as the original mortgagee of record (MOM).

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

MERS Registration Date

The date the loan was registered with MERS.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

MERS Registration Status Type

The status of the loans registration with MERS. A loan is registered one time with MERS with its Mortgage Identification Number (MIN). Various life of loan activities may alter the registration status such as a deactivation transaction.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

MERS Registration Status Type Other Description

A free-form text field used to capture the MERS Registration Status Type name if Other is selected as the MERS Registration Status Type.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

MERS Registration Type

The system at MERS that the loan is registered on.

Term Source: MISMO Life of Loan Business Process Model

Term Type: Data

Focus Area: #LDD

 

AUTHORIZED USAGE: All usage of this product is dictated by the terms and conditions within the MISMO 2018 Intellectual Property Rights (IPR) Policy For more information, please see complete Authorized Usage / Patent Disclosure Request or contact [email protected].