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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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ACH Draft Frequency Type

A value from a MISMO defined list that indicates how frequently the servicer drafts the scheduled mortgage payment from the account of the borrower.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Draft Frequency Type Additional Description

A free-form text field used to provide a supplemental comment or remark regarding the ACH Draft Frequency Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Draft Frequency Type Other Description

A free-form text field used to collect additional information when Other is selected for ACH Draft Frequency Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Drafting Party Name

Identifies who is drafting the payment on the loan.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Indicator

When true, indicates that a loan is enrolled in Automatic Clearing House (ACH) payment drafting.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Institution Telegraphic Abbreviation Name

The abbreviated name of the depository institution assigned by the Federal Reserve.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Pending Draft Effective Date

Identifies the date on which automated drafting is scheduled to begin.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Receiver Subaccount Name

The subaccount name for the receiver of the wire.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Type

Indicates if the ACH information is current or pending.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Wire Amount

The dollar amount of funds being transferred by the wire.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Acknowledgment Of Notice Of Right To Cancel

Confirms that a borrower has received and understands the Notice Of Right To Cancel document. Sometimes contained with the Notice Of Right To Cancel document.

Term Source: LDD Document

Term Type: Document

Focus Area: #LDD, #Origination

Active Foreclosure Indicator

When true, indicates that the loan is actively in the foreclosure process.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Litigation Indicator

When true, indicates that the loan is subject to active litigation.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Servicing Transfer Indicator

When true indicates that a loan is currently part of a transfer of servicing rights.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Workout Document Status Date

Specifies the date of the document status for an active workout.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Workout Document Status Type

Specifies the status of the documentation for an active workout.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Workout Document Status Type Other Description

A free-form text field used to collect additional information when Other is selected as the Active Workout Document Status Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Contribution Amount

The actual dollar amount of the contribution.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual HUD Funded Counseling And Education Activities Count

The number of actual HUD funded housing counseling and education activities per category.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Insurance Claim Amount

The actual dollar amount of the insurance claim.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

 

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