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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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Data #LDD
Adverse Action Type Other Description

A free-form text field that specifies the enumeration when the value of Other is used for the Adverse Action Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Neighborhood Influence Indicator

Indicates at least one adverse influence has been noted about the neighborhood.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Affordable Loan Total Subordinate Financing Amount

The total amount of subordinate financing associated with an affordable loan program.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Affordable Units Count

The number of individual dwelling units related to the property securing the loan or, in the case of an application, proposed to secure the loan that are income-restricted pursuant to Federal, State, or local affordable housing programs.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Age Years Count

The chronological age measured in years. (i.e. the age of a structure)

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agency Appraiser Identifier

A unique identifier for the individual appraiser as assigned by the identified government agency.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agency Appraiser Identifier Type

A value from a MISMO prescribed list which represents the governmental agency for which the appraiser has been approved to conduct the appraisal.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agency Appraiser Identifier Type Other Description

A free-form text field that specifies the enumeration when the value of Other is used for Agency Appraiser Identifier Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agency Program Description

Describes the federal, state, or local agency program under which the loan is originated.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agent Portion Amount

The dollar amount of the gross premium that is retained by the agent issuing policy.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agent Validation Affiliated With Title Company Indicator

When true, indicates that the Settlement Agency employing this Settlement Agent has an affiliated relationship with the Title Company.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agent Validation Agent Found Indicator

When true, indicates the Settlement Agent was found in the Title Company database.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Agent Validation Authorized For Transaction Indicator

When true, indicates that the Settlement Agent is authorized to close the transaction described in the Agent Validation Request message.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Aggregate Loan Curtailment Amount

The total amount of principal that has been paid from origination to date over and above the scheduled principal amount.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD, #LoanDelivery

Algorithm URI

A value that identifies the algorithm used to calculate digest. For example: http://www.w3.org/2000/09/xmldsig#sha1

Term Source: LDD Attribute

Term Type: Data

Focus Area: #LDD

Alias Account Identifier

A unique alphanumeric string identifying the account under which credit has been granted to the party using the identified alias (alternate name).

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Alias Creditor Name

An unstructured name that identifies the grantor of credit to the party using the identified alias (alternate name).

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Alias Tax Return Indicator

When true indicates that this alias name was used on a tax return.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Alias Type

A description of the type of ALIAS.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Alias Type Other Description

A description of an ALIAS type not included in the enumerated list.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

 

AUTHORIZED USAGE: All usage of this product is dictated by the terms and conditions within the MISMO 2018 Intellectual Property Rights (IPR) Policy.  For more information, please see complete Authorized Usage / Patent Disclosure Request or contact [email protected].