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Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

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ADU

Accessory Dwelling Unit

Term Source: LDD Acronym

Term Type: Data

Focus Area: #LDD, #MISMOApprovedAcronym

Advance

In real estate, a partial disbursement of funds under a note. Most often used in connection with construction lending.

Term Source: MBA Glossary

Term Type: Data

Focus Area: #MBAGlossary

Advance Date

The date the advance was disbursed.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Identifier

A unique alphanumeric string identifying a check number, wire number or other tracking identifier for the disbursement activity.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Non Recoverable Indicator

When true indicates that the advance amount is not recoverable from another party.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Recovery Source Type

A value from a MISMO prescribed list that represents the expected entity that should repay the advance.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Recovery Source Type Other Description

A free-form text field used to collect additional information when Other is selected for Advance Recovery Source Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Recovery Waived Amount

The portion of advances that is to be forgiven.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Type

Specifies the type of advance made on the loan by the servicer.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Type Additional Description

A free-form text field used to provide a supplemental comment or remark regarding the Advance Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Advance Type Other Description

A free-form text field used to capture additional information when Other is selected for Advance Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Credit Repository Decision Indicator

When true, indicates credit decision was based in whole or in part on information obtained in a report from a consumer-reporting agency.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Date

The date the determination for adverse action was made.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Decision Source Type

A value from a MISMO prescribed list that specifies the source of information that prompted the adverse action determination.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Decision Source Type Other Description

A free-form text field that specifies the enumeration when the value of Other is used for the Adverse Action Decision Source Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Non Credit Repository Decision Indicator

When true, credit decision was based in whole or part on information obtained from an affiliate or from an outside source other than a consumer-reporting agency.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Notice Sent Date

The date that the adverse action determination notice was sent.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Requested Credit Description

A free-form text field used to describe the account, transaction, or credit for which the borrower applied.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Type

A value from a MISMO prescribed list that specifies the type of adverse action that was taken.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Adverse Action Type Other Description

A free-form text field that specifies the enumeration when the value of Other is used for the Adverse Action Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

 

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