Home / Standards & Resources / Business Glossary / Business Glossary-Term List

Business Glossary-Term List

Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary.  Search tip:  Use quotes for an exact search (e.g., "keyword or phrase"). 

Return to full Term List                                                                                           Download Business Glossary
                                                                                                                                                   (MISMO Members)

ACH Type

Indicates if the ACH information is current or pending.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

ACH Wire Amount

The dollar amount of funds being transferred by the wire.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Acquisition Cost

In a HUD/FHA transaction, the price the borrower paid for the property plus any of the following costs: closing, repairs or financing (except discounts in other than a refinance transaction). Does not include prepaid discounts in a purchase transaction, mortgage insurance premiums or similar add-ons.

Term Source: MBA Glossary

Term Type: Data

Focus Area: #MBAGlossary

Acre

A unit of measure for land, 43,560 square feet.

Term Source: MBA Glossary

Term Type: Data

Focus Area: #MBAGlossary

Active Foreclosure Indicator

When true, indicates that the loan is actively in the foreclosure process.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Litigation Indicator

When true, indicates that the loan is subject to active litigation.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Servicing Transfer Indicator

When true indicates that a loan is currently part of a transfer of servicing rights.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Workout Document Status Date

Specifies the date of the document status for an active workout.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Workout Document Status Type

Specifies the status of the documentation for an active workout.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Active Workout Document Status Type Other Description

A free-form text field used to collect additional information when Other is selected as the Active Workout Document Status Type.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Cash Value

Valuation of damaged property which allows for depreciation.

Term Source: MBA Glossary

Term Type: Data

Focus Area: #MBAGlossary

Actual Contribution Amount

The actual dollar amount of the contribution.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual HUD Funded Counseling And Education Activities Count

The number of actual HUD funded housing counseling and education activities per category.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Insurance Claim Amount

The actual dollar amount of the insurance claim.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Insurance Proceeds Amount

The actual dollar amount of the insurance proceeds.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Rent Per Unit Finished Area Amount

The dollar amount of the rent per finished area unit of measure (e.g. square feet, square meters) determined by dividing the amount of actual rent by the total finished area of the living unit.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #LDD

Actual Signature Type

The ActualSignatureType contains the actual type of the signature applied to the signature field.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #ClosingDisclosure, #LDD

Actual Signature Type Other Description

Contains a description of the signature type when the value of �Other� is used for the ActualSignatureType attribute.

Term Source: MISMO Logical Data Dictionary (LDD)

Term Type: Data

Focus Area: #ClosingDisclosure, #LDD

Ad Valorem

Based on the value of the property.

Term Source: MBA Glossary

Term Type: Data

Focus Area: #MBAGlossary

Ad Valorem Taxes

Real estate taxes on the assessed value of property.

Term Source: MBA Glossary

Term Type: Data

Focus Area: #MBAGlossary

 

AUTHORIZED USAGE: All usage of this product is dictated by the terms and conditions within the MISMO 2018 Intellectual Property Rights (IPR) Policy For more information, please see complete Authorized Usage / Patent Disclosure Request or contact [email protected].