Business Glossary-Term List
Welcome to the MISMO Business Glossary - your online source of mortgage industry business terms and data point descriptions. Follow the links provided for Term Type; Focus Area; and Source descriptions; complete terms of authorized usage; and a more detailed description of the MISMO Business Glossary. Search tip: Use quotes for an exact search (e.g., "keyword or phrase").
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Search on:A family of document types, schemas, and modules that reproduce, subset, and extend HTML. XHTML conforms to the XML standard.
Term Source: MISMO eMortgage
Term Type: Data, Other
Focus Area: #eMortgage, #MBAGlossary
Federal Information Processing Standard (140-2), which specifies the security requirements that will be satisfied by a cryptographic module, providing four increasing, qualitative levels intended to cover a wide range of potential applications and environments.
Term Source: MISMO eMortgage
Term Type: Process
Focus Area: #eMortgage
Used as a verb, hashing is the process to calculate a "digital fingerprint" of an electronic document with a mathematical algorithm. The digital fingerprint is unique and entirely based upon the specific content of the electronic document, including any signatures. Any change to the electronic document -- even something as small as the insertion or deletion of a single character -- will create two distinct and unlike digital fingerprints. Comparing the fingerprint and the recalculation of the digital fingerprint at a later date provide evidence of tampering.
Term Source: MISMO eMortgage
Term Type: Process
Focus Area: #eMortgage, #MBAGlossary
The result of a Hashing Algorithm. A Hash Value is a unique, fixed-sized computed value that represents any arbitrary length string (such as a document). Hash values are also known as Message Digests, hash codes, hash sums, or hashes.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
A mathematical function that is used to calculate an electronic Hash Value or "digital fingerprint" of an eDocument. Since this value is unique to the document, if the document were altered, the result from applying the Hashing Algorithm to the altered document would be different from applying the mathematical function to the original document. The difference in results indicates that the integrity of the original document has been compromised.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
See Hypertext Markup Language (HTML).
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
A signing process for documents in the mortgage industry in which certain documents are printed and signed on paper while other documents are signed electronically.
Term Source: MISMO eMortgage
Term Type: Process
Focus Area: #eMortgage
The industry standard language defined by the W3C for representing a web page.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage, #MBAGlossary
A digitized presentation of a document.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage, #MBAGlossary
A representation of the signer's signature that is electronically captured at the time of signing and placed in the signature line on a document. Also known as a Digitized Signature.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
See SMART Doc View.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
A notarial act in which documents are notarized in electronic form in the physical presence of the notary.
Term Source: MISMO eMortgage
Term Type: Process
Focus Area: #eMortgage
A numerical label assigned to each device connected to a computer network that uses the internet protocol for communication
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
International Standards Organization.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
See Certificate Authority. This term is also defined in the MERS eRegistry Procedures Manual available at members.mersinc.org.
Term Source: MISMO eMortgage
Term Type: Actor
Focus Area: #eMortgage
Public Key Infrastructure term. Using Asymmetric Cryptography, the Private Key and its mathematically related Public Key can decrypt data that was encrypted with the corresponding key in the pair. For Digital Signature verification, the Public Key can verify a Digital Signature that the Private Key created for Tamper Evidencing.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
The entity named on the MERS eRegistry that maintains the Authoritative Copy of the eNote either as Controller or as a custodian on behalf of the Controller. This term is defined in the MERS eRegistry Procedures Manual available at members.mersinc.org.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
The participant named on the MERS eRegistry that is authorized by the Controller to perform certain MERS eRegistry transactions on the Controller's behalf. This term is also defined in the MERS eRegistry Procedures Manual available at members.mersinc.org.
Term Source: MISMO eMortgage
Term Type: Actor
Focus Area: #eMortgage, #MBAGlossary
A secure method for distributing eMortgage packages from one MERS eRegistry Member to another, using the existing MERS eRegistry infrastructure and transaction security requirements. This term is defined in the MERS eRegistry Procedures Manual available at members.mersinc.org.
Term Source: MISMO eMortgage
Term Type: Process
Focus Area: #eMortgage
A System of Record to identify the current Controller and Location of the Authoritative Copy of an eNote. This term is also defined in the MERS eRegistry Procedures Manual available at members.mersinc.org.
Term Source: MISMO eMortgage
Term Type: Other
Focus Area: #eMortgage
AUTHORIZED USAGE: All usage of this product is dictated by the terms and conditions within the MISMO 2018 Intellectual Property Rights (IPR) Policy. For more information, please see complete Authorized Usage / Patent Disclosure Request or contact [email protected].