Mortgage Insurance Activation API

In order to activate a MI commitment after a loan closing, lenders must transit closing date information to the MI provider. This API, in the JavaScript Object Notation (JSON) format, and accompanying implementation guide, is important because it facilitates and streamlines the process lenders use to transmit closing date information to the MI provider.

MISMO's MI Activation API standard provides lenders a more efficient method of activating the MI commitment by allowing them to send closing date information to MI companies without leaving their system of record, ensuring greater efficiency and accuracy. The new standard has achieved "Candidate Recommendation" status, which means that it has been thoroughly reviewed by a wide range of organizations and industry participants and is available for use across the industry.

The specification builds upon MISMO's JSON initiative to develop standards for industry transactions for structuring lightweight data exchanges through APIs and mobile platforms.  With this expanded effort, the MISMO MI Community of Practice is working to create consistency within the growing number of transactions taking place in JSON format. 

For additional information, contact us at [email protected].

Access Information for Members

MISMO Members can access the MI Activation API in the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect" here.

Access Information for Non-Members

Non-Members can access the MI Activation API here


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