A Common Language

Enabling the efficient exchange of information across the mortgage industry.

Laying the Groundwork

MISMO standards have created a foundation for driving innovation and value.

Serving the Mortgage Industry

Making the mortgage process more efficient and less costly for industry participants and consumers.

Let's Work Together

Discover the benefits of membership.

MISMO is the Language of Lending

Through broad industry collaboration, MISMO creates standards that support solutions to the industry's toughest business issues, reduce costs, and improve transparency and communications in housing finance.

Remote Online Notarization (RON) Standards Update

MISMO released its RON standards, which include an update to the draft standards issued earlier this year.  The standards were updated to include language to preclude the storage of personally identifiable information.  With this revision, the standards are being released for a public comment period ending on August 12th, 2019.  Read More Here

Collaboration in Progress

Check out MISMO's New JSON Development Workgroup

JSON is a lightweight language for structuring data that is frequently used to exchange information through application programming interfaces (APIs) and mobile platforms.This activity builds upon MISMO's first JSON initiative to develop standards for consumer transactions. With this expanded effort, MISMO hopes to create consistency within the growing number of transactions taking place in JSON format.                                       


MBA Announces $2 ML Investment in MISMO

The MBA announced that it will invest $2 million as seed funding to enable MISMO to extend staff support and accelerate development of key initiatives such as a uniform dataset for private label mortgage-backed securities, a standardized closing instructions template, harmonized remote online notary (RON) standards, common standards to encourage B2B and B2C mobile communications, and appraisal and rent roll standards for commercial and multifamily lenders.

Become a MISMO Champion

The MISMO Champions program offers members the opportunity to support MISMO at a higher level and receive exciting benefits in return, including complimentary Summit registrations and much, much more.

Get Certified

Become a Certified MISMO Standards Professional (CMSP®) and get recognized for your advanced knowledge of MISMO best practices, or enroll your products in the MISMO Software Compliance Certification Program to gain a competitive edge in the marketplace.

2019 Fall Summit

Join us in Washington DC the week of September 16-20th to engage in face-to-face standards activities and educational sessions. Our Summits are designed to meet the needs of those new to MISMO and MISMO veterans alike. 

The Latest News

  • MISMO Hires Jonathan Kearns as Vice President of Technology

    WASHINGTON, D.C. (August 6, 2019) - MISMO®, the mortgage industry's standards organization, today announced that Jonathan Kearns has joined MISMO as Vice President of Technology. Under MISMO's management by the Mortgage Bankers Association (MBA), Kearns will also serve as MBA Associate Vice President, Product Development.

  • MISMO Unveils Remote Online Notarization Standards

    MISMO has announced the release of its Remote Online Notarization (RON) standards, which will enable the use of audio-visual communication devices to notarize documents in a virtual online environment.

  • MISMO Announces New Standards for Remote Online Notarization

    With more US states enacting remote online notarization, the mortgage industry’s standards organization has issued its first standards for the process. In an update to draft standards issued earlier this year, the new RON standards also include language to preclude the storage of personally identifiable information

  • MISMO Moves Needle on Remote Notarization Laws for Mortgage Lenders

    It was just two years ago that Troy, Mich.-based United Wholesale Mortgage made headlines as perhaps the first mortgage lender to complete an electronic closing without the physical presence of a notary.

  • MISMO Approves New Online Notarization Standards

    "We're excited about this next stage in the standards process and look forward to seeing lenders, title companies, software vendors, and notaries leverage RON standards to offer borrowers a more secure and efficient closing process."

MISMO Champions