Digital Mortgage Resource Center
This page is being developed to provide information on digital mortgage resources. In response to COVID-19 issues, our first posting includes a list of Remote Online Notarization Providers. Please note that the list below may not include all vendors that provide these services. We will attempt to update as additional information is made available to MISMO.
Remote Online Notarization (RON) Providers
Remote Online Notarization (RON) permits a notary public to notarize a document without the need to be in the physical presence of the signer. The signing and notarization of electronic documents is performed through the use of audio-visual technology. In response to the COVID-19 crisis, organizations across the industry are seeking new ways to keep business moving while protecting employees and clients through essential social distancing. The ability to notarize key documents remotely is one important tool to support these business continuity efforts. MISMO is providing the following list of known Remote Online Notarization (RON) providers as a service to the mortgage industry.
|Digital Delivery, Inc.- https://www.digitaldeliveryinc.com|
|SimplySecureSign - https://www.simplysecuresign.com|
MISMO makes no representations or endorsements regarding the organizations included on this list of known RON providers. If you believe your organization should be included on the list, please contact MISMO at email@example.com.
Remote Online Notarization (RON) Standards
MISMO recently developed and released RON standards to promote consistency across mortgage industry practices and state regulations to allow the use of audio-visual communication devices to notarize documents in a virtual online environment. MISMO RON standards include credential analysis, borrower identification, capturing and maintaining a recording of the notary process electronically, audio and video requirements, record storage, and audit trails.
MISMO's RON standards support model legislation developed by the Mortgage Bankers Association (MBA) and the American Land Title Association (ALTA), which multiple U.S. states are now using to enact RON laws in their jurisdictions. The states that have explicit laws permitting the use of Remote Online Notary can be found on the MBA website here.