eMortgage Specifications

The MISMO eMortgage standards provide a framework for implementing all aspects of the digital mortgage process.  The work products provided are approved MISMO eMortgage standards.

Several MISMO workgroups are focused on creating and updating eMortgage specifications. Additional information can be found on the eMortgage Workgoup page.

eMortgage Glossary

MISMO's eMortgage Glossary contains defined terms that are intended to provide a general vocabulary for eMortgages.

Remote Online Notarization Standards

PUBLIC COMMENT PERIOD IS OPEN THROUGH APRIL 22, 2019

The Mortgage Bankers Association (MBA) and the American Land Title Association (ALTA) collaborated to prepare model legislation that provides a framework for states to adopt a remote online notarization (RON) process. At the same time, MISMO worked to develop standards to promote consistency across the states that pass RON legislation. 

MISMO's remote online standards (RON) are available for public comment through April 22, 2019.  See link provided above to access the proposed standards and for further information. 

eMortgage Standards and Resources

eMessaging and ePackaging

eMortgage Guides

eRecording

SMART DOC ®

SMART DOC ® Implementation Guide