MISMO Wins 2021 HousingWire Tech100 Mortgage Award

An Executive Summary of MISMO Accomplishments

MISMO Resources

Check out MISMO Resources for an Executive Summary of MISMO Accomplishments

Congratulations to these RON-Certified Providers

A Common Language

Enabling the efficient exchange of information across the mortgage industry.

Laying the Groundwork

MISMO standards have created a foundation for driving innovation and value.

Serving the Mortgage Industry

Making the mortgage process more efficient and less costly for industry participants and consumers.

Let's Work Together

Discover the benefits of membership.

MISMO is the Language of Lending

Through broad industry collaboration, MISMO creates standards that support solutions to the industry's toughest business issues, reduce costs, and improve transparency and communications in housing finance.

Innovation Investment Fee

MBA and MISMO boards of directors endorsed a funding model of a $0.75 fee for all new loans, the billing occured in early February, 2021. For the first year only, the bill will include originations for the six-month period from July 1, 2020 through December 31, 2020. Learn more about the innovation investment fee here

Collaboration in Progress

Check out MISMO's recent Collaborative Efforts!

Residential & Commercial:
Reference Architecture DWG
Servicing Transfers DWG
Commercial Appraisal DWG

MISMO Resources

Check out the MISMO Resources page for a summary of MISMO Accomplishments.

Click HERE to see what MISMO is working on! 

Get Certified

Become a Certified MISMO Standards Professional (CMSP®) and get recognized for your advanced knowledge of MISMO best practices, or enroll your products in the MISMO Software Compliance Certification Program to gain a competitive edge in the marketplace.

2022 Winter Summit

The MISMO Winter Summit will take place January 10-13, 2022 in Clearwater, FL.

The Latest News

  • MISMO API Community of Practice to work on Microservices Standards at Winter Summit

    A microservice architecture is a software architecture paradigm that structures an application as a collection of small services

  • Seth Appleton, Mortgage Industry Standards Maintenance Organization

    Formed in 1999, the Mortgage Industry Standards Maintenance Organization (MISMO) has played a key role in making sure that the mortgage industry is working on the same page. MISMO creates standards for the industry that are accepted and deployed by every lender in the U.S., and they are required by most regulators and housing agencies as well as the government-sponsored enterprises.

  • MISMO Announces Contributor Award Winners

    Award Recipients Recognized for Outstanding Contributions to MISMO and Industry Standards

  • MISMO Announces 2022 Board of Directors

    MISMO Board Leading Efforts to Deploy Essential Standards and Innovative Resources That Solve Industry’s Highest Priority Business Challenges

  • MISMO Launches Updated Commercial Green Utility Dataset

    New Dataset Creates Better Experience for Exchanging Whole-Property Utility Data

  • 9 ways mortgage industry will benefit from standards in 2022

    As the real estate finance industry transitions from the highs and lows of the COVID era into the new normal of 2022, industry standards will continue to play a key role in helping us solve ongoing business challenges, regardless of the market environment.MBA forecasts that total mortgage originations will fall next year to $2.6 trillion from an expected $3.9 trillion in originations in 2021. Fluctuating mortgage rates, a shift from refinances to purchase transactions, a strong interest in servicing, a competitive housing market, and labor shortages present opportunities for the real estate finance industry to leverage standards to streamline processes and procedures in order to better serve borrowers.

MISMO Champions