Industry Loan Application Dataset (iLAD) 2.4.0

The iLAD version 2.4.0 extends the capabilities and increases the effectiveness of the dataset, which serves as the industry’s standard method for exchanging data associated with originating and underwriting mortgage loans.  

What It Includes

iLAD 2.4.0 is a minor version update to include GSE AUS changes (Freddie Mac Loan Product Advisor® v5.3.00 & Fannie Mae Desktop Underwriter® v1.8.4) along with other member requested changes.

  • Various added/removed AUS data points and enumerations
  • New datapoints to capture detail related to bankruptcy, foreclosure, and military service

The iLAD version 2.4.0 replaces iLAD version 2.3.0 and industry participants are discouraged from implementing iLAD version 2.3.0 which recently completed a public comment period.

Access Information for Members

MISMO Members can access the iLAD in the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect"  here.

Access Information for Non-Members

Non-MISMO members can access the iLAD here.


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