MISMO Engineering Guideline (MEG) 24 outlines the MISMO architecture development and interoperability principles for XML technologies and service requirements as identified by the MISMO constituency. The 60-day public comment period runs through May 15, 2023.
MISMO MEGs are created to ensure that MISMO work products adhere to all applicable technology standards, are produced in a consistent fashion, and meet the needs of the mortgage industry.
The Version 3.x XML schemas are unique and designed to be element-centric, as the data being communicated is carried at the element level as opposed to the attribute level. The containers are also defined at the element level, known as complex elements. Both types follow rules as defined in MEG-0040. In addition, there is information that is carried at the attribute level for any element. MEG-0024 provides guidance on when to use elements and when to use attributes.
This public comment period allows those who participated on the proposal at least 60-days' notice prior to final release to review and disclose any applicable Patent Rights (as defined by MISMO's 2018 Intellectual Property Rights Policy).
This proposed MISMO Product (as defined in MISMO's 2018 Intellectual Property Rights Policy) was published for the purpose of providing an opportunity for comment on the product as well as to afford Participants (as defined in MISMO's 2018 Intellectual Property Rights Policy) who worked on this MISMO Product at least thirty (30) days' notice prior to final release of the product in order to review the product and disclose any applicable Patent Rights (as defined by MISMO's 2018 Intellectual Property Rights Policy). Disclosures should be submitted using MISMO's IPR Disclosure Form. Comments should be submitted to [email protected].
Any other use of this MISMO Product, including implementation, is prohibited at this time. At the conclusion of the IPR and Patent Review period, this MISMO Product will be published pursuant to MISMO's 2018 Intellectual Property Rights Policy and all applicable Product Licenses will apply.
Access Information for Members
MISMO Members can access MEG 24 within the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect" here.
Access Information for Non-Members
Non-MISMO members can access MEG 24 here.