SMART Doc 1.02 Specification

MISMO® announced the publication of revisions to the SMART Doc®1.02 Implementation Guide and Mapping Workbook on October 15, 2025. 

The updated SMART Doc® 1.02 Implementation Guide and Mapping Workbook includes enhanced guidance on the following:

  • Mapping electronic Home Equity Line of Credit (eHELOC) Agreements
  • Supplemental Document requirements
  • Revised Registry Operator guidance
  • Improvements to the Mapping Workbook for easier use

Standardized SMART Doc® guidance and mapping support greater interoperability and help mortgage service providers preserve data integrity during eNote transactions.

Access Information for Members

MISMO Members can access the work product in the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect" here.

Access Information for Non-Members

Non-MISMO members can access the work product here.

Disclaimer

MISMO Disclaimer