SMART Doc 1.02 Specification
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Residential
- MISMO Reference Model
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Dataset Specifications
- Adverse Action Notice Dataset
- BWIC Template and Mapping Specification
- Closing Instructions
- Federal Government Housing Agency Servicing Dataset
- Industry Loan Application Dataset (iLAD) 2.0.1
- Industry Loan Application Dataset (iLAD) 2.1.0
- Industry Loan Application Dataset (iLAD) 2.2.0
- Industry Loan Application Dataset (iLAD) 2.3.0
- Industry Loan Application Dataset (iLAD) 2.4.0
- IRS Form 4506-C & 4506-T
- Mortgage Compliance Dataset (MCD)
- Private Label RMBS Valuation
- VA Form 26-1880
- VA Form 26-8937
- Property and Valuation Services Procurement Dataset Specification
- Entity Relationship Model
- Implementation Guides
- Other Residential
- BPM + Reference Model Toolkit
- MISMO FRAME
- Digital Mortgage Resource Center
- Business Glossary
- Life of Loan
- Commercial
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eMortgage
- Remote Online Notarization (RON) Standards V2
- Remote Online Notarization (RON) Standards V1
- SMART Doc® Version 3
- SMART Doc Components
- eModification Reference Guide
- eVault Standards and SMART Doc® Validation Rules
- eMortgage Glossary
- eMortgage Closing Guide
- eMessaging and Packaging
- eRecording
- eMortgage Vaulting Guide
- eSignatures
- APIs
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MISMO Engineering Guidelines
- MISMO Engineering Guideline (MEG) 3
- MISMO Engineering Guideline (MEG) 6
- MISMO Engineering Guideline (MEG) 7
- MISMO Engineering Guideline (MEG) 16
- MISMO Engineering Guideline (MEG) 21
- MISMO Engineering Guideline (MEG) 27
- MISMO Engineering Guideline (MEG) 40
- MISMO Engineering Guideline (MEG) 42
- MISMO Engineering Guideline (MEG) 45 (Comment Period)
- Additional Tools and Resources
- MISMO Link
- Product Comment Period and IPR
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MISMO® published the SMART Doc®1.02 Implementation Guide and Mapping Workbook as Candidate Recommendation status on July 7, 2026.
The updated SMART Doc® 1.02 Implementation Guide and Mapping Workbook includes enhanced guidance on the following:
- Zip Code Masking
- Late Charge Minimum and Maximum Amount Guidance
- Mortgage Broker and Loan Originator Name and Identifier Guidance
Standardized SMART Doc® guidance and mapping support greater interoperability and help mortgage service providers preserve data integrity during eNote transactions.
Access Information for Members
MISMO Members can access the work product in the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect" here.
Access Information for Non-Members
Non-MISMO members can access the work product here.