BPM + Reference Model Toolkit
MISMO® published the BPM + Reference Model Toolkit as Final status on May 5th, 2026.
The BPM+ Reference Model Toolkit enables lenders, vendors, and investors to leverage the MISMO Reference Model by providing a neutral, implementation‑ready representation of MISMO data and processes. Delivered in a format‑agnostic, modeling‑friendly structure, the toolkit can be reused consistently across systems and platforms, reducing translation effort and improving interoperability.
The toolkit leverages Decision Model and Notation (DMN), Business Process Model and Notation (BPMN), and Case Management Model and Notation (CMMN), which are widely adopted standards managed by the Object Management Group (OMG).
This product was developed through MISMO’s collaborative, consensus‑based process within the Decision Modeling Community of Practice, led by co‑chairs Brian Stucky of Decision‑X and Simon Ringuette of Trisotech.
MISMO encourages lenders, technology partners, and others supporting mortgage processes to explore the BPM+ Reference Model Toolkit as a practical way to modernize mortgage operations while remaining aligned with MISMO standards.Access Information for Members
MISMO Members can access the work product in the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect" here.
Access Information for Non-Members
Non-MISMO members can access the work product here.