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Note: Agenda is subject to change.

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Tuesday's Educational Sessions are OPEN to the Press. ALL other sessions (including Workgroup meetings) are CLOSED to the Press

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Monday

Tuesday

Wednesday

Thursday

 

Monday, August 24, 2026

Workgroup meetings will take breaks from 10:20am - 10:40am and 2:50pm - 3:10pm

7:30 AM - 9:00 AMRegency BallroomBreakfast
  

Sponsored by


  
9:00 AM - 12:00 PMGrand Ballroom D-GArtificial Intelligence (AI) COP
  The AI Community of Practice brings together industry experts to advance AI standards and help the mortgage community stay aligned on emerging AI trends and regulations.
  

Sponsored by

   
 Grand Ballroom A-CData Governance and Management COP
  DG&M promotes data governance and management best practices across the mortgage industry.
   
 Lake AnneProperty and Valuation Services COP
  

The Property and Valuation Services Community of Practice develops and maintains MISMO standards and guidance supporting residential property data, valuation processes, and collateral risk assessment.

Learn more about this workgroup.

   
 Lake ThoreauReverse Mortgage DWG
  The Reverse Mortgage DWG is MISMO's dedicated initiative to modernize and mainstream reverse mortgage lending through data standardization and industry collaboration.
   
 Lake Fairfax BServicing COP
  The Servicing CoP creates standards for electronic data exchange supporting all aspects of loan servicing.
   
12:00 PM - 1:00 PM Lunch Break (on your own)


 

12:00 PM - 12:55 PM Lake AnneNewcomer Orientation
  
New to a MISMO Summit? We’ve got you covered.

Join this session to learn how to navigate the Summit, engage in workgroups, and maximize the value of your experience. Lunch will be provided, so come ready to connect and learn.

You’ll also have the opportunity to be paired with an experienced MISMO Ambassador to help guide you throughout the event.

 

 

1:00 PM - 5:00 PMGrand Ballroom D-G

AI Governance in Action: Implementing FRAME in Your Organization

Join MISMO for a 4-hour interactive workshop that will help you move from AI exploration to responsible implementation. Developed by MISMO for the mortgage industry, FRAME (Framework for Responsible AI in the Mortgage Ecosystem) provides practical guidance for evaluating AI use cases, managing risk, and establishing sound AI governance.

During this collaborative workshop, you'll work alongside industry experts and peers to apply FRAME through real-world mortgage scenarios, hands-on exercises, and guided discussions. You'll leave with practical tools, implementation strategies, and greater confidence in your organization's approach to responsible AI.

Whether you've already explored FRAME or are just beginning your AI governance journey, this workshop will equip you with actionable insights you can take back to your organization.



 

5:00 PM - 6:00 PMRegency Ballroom MISMO Welcome Reception
  Everyone is invited to join us at MISMO’s Monday reception. Don’t miss this opportunity to network and celebrate MISMO. 

 

Tuesday, August 25, 2026
7:30 AM - 9:00 AMRegency BallroomBreakfast
  

Sponsored by


  
9:00 AM - 9:15 AMGrand Ballroom D-G

MISMO Welcome by MISMO's Vice President of Strategic Growth, Amy Moses and President Brian Vieaux

   
  
   
   
9:15 AM - 9:30 AMGrand Ballroom D-GFireside Chat with Ginnie Mae President, Joseph P. Gormley and MISMO President Brian Vieaux 
   
  
   
   
9:30 AM - 9:45 AMGrand Ballroom D-GTo Be Announced
   
9:45 AM - 10:30 AMGrand Ballroom D-G

Credit Super Session: One Stage. Five Industry Leaders. One Defining Conversation.

One of the most anticipated sessions at the MISMO Fall Summit, the Credit Super Session brings together executive leaders from Equifax, Experian, FICO, TransUnion, and VantageScore for a rare conversation moderated by Clayton Collins. As the mortgage industry navigates one of the most significant shifts in the history of credit scoring and reporting, these leaders will discuss what's changing, what it means for lenders and technology providers, implementation considerations, and how collaboration is helping shape the future of mortgage credit. You'll leave with practical insights, greater clarity on the road ahead, and the knowledge needed to prepare your organization for the next generation of mortgage lending.

   
  
  
  
 

Moderator:

Clayton Collins, CEO, HousingWire

 

Panelist:

Justin Demola, SVP Mortgage & Housing, Equifax

 

Panelist:

Susan Allen, Chief Product Officer, Experian

   
  
  
  
 

Panelist:

Eric Lapin, Head of Strategy & Market Intelligence, FICO

 

Panelist:

Anthony Hutchinson, EVP, Head of Public Affairs, VantageScore

 

Panelist:

Dhruv Malhotra, Senior Director, Mortgage, TransUnion

   
10:30 AM - 10:50 AM Morning Break
  

Sponsored by 

   
10:50 AM - 11:05 AMGrand Ballroom D-GTo Be Announced
   
11:05 AM - 11:25 AMGrand Ballroom D-G

Washington Update: Inside the Issues Shaping Housing Finance

Stay ahead of the policy and regulatory developments shaping the mortgage industry in this timely legislative update featuring Rachel Kelley with MBA and Brendan McKay with Broker Action Coalition. As Congress, federal agencies, and state policymakers continue to influence the lending landscape, this session will provide an insider's perspective on the latest legislative activity, regulatory priorities, and advocacy efforts affecting lenders of all sizes. Attendees will gain a better understanding of what changes are on the horizon, what they mean for their organizations, and how the industry is working together to shape policies that support a strong, efficient, and sustainable housing finance system.

   
  
   
  
 

Panelist:

Rachel Kelley, VP, Legislative & Political Affairs, Mortgage Bankers Association

 

 

Panelist:

Brendan McKay, Co-Founder, Broker Action Coalition

 
   
12:00 PM - 1:30 PM Lunch Break (on your own)
   
1:30 PM - 2:50 PMGrand Ballroom D-GSessions to be announced!
   
2:50 PM - 3:10 PM Afternoon Break
  

Sponsored by 


  
3:10 PM - 4:45 PMGrand Ballroom D-GSessions to be announced!
   
5:00 PM - 6:00 PMRegency Ballroom MISMO Matters Reception
  

Sponsored by

 

Wednesday, August 26, 2026

Workgroup meetings will take breaks from 10:20am - 10:40am and 2:50pm - 3:10pm

7:30 AM - 9:00 AMRegency BallroomBreakfast
  

Sponsored by 

   
9:00 AM - 12:00 PMGrand Ballroom DMISMO Boot Camp (Session 1)
  

MISMO's Boot Camp course streamlines the education process for both technical and business professional to understand how MISMO operates and develops standards, MISMO's Core Components and how to leverage them to meet industry challenges, the components of MISMO's XML reference model, how it works and much more!  Pass the Boot Camp exam to qualify for your Associate MISMO Standards Professional certification.

Register Here!

   
 Lake AnneAPI COP
  The API Community of Practice aligns the industry on API design and implementation using the MISMO Reference Model.
   
 Grand Ballroom A-CCommercial and Other Real Estate Digital Notes DWG
  The group advances alignment around digital notes for commercial and other real estate transactions.
   
 Grand Ballroom E-GHERO (Housing Emerging Risks and Opportunities) COP
  HERO identifies emerging risks and opportunities across the housing ecosystem to create resources that support consumers and stakeholders.
   
 Lake ThoreauTitle & Closing COP
  

The Title and Closing Community of Practice develops and maintains MISMO standards and guidance to support title, settlement, and closing processes across the mortgage industry.

Learn more about the group's work in Fee Naming and Title & Closing Order

   
12:00 PM - 1:30 PM Lunch Break
   
1:30 PM - 2:50 PMLake ThoreauTIE (Technology Impact and Enablement) COP
  TIE identifies and evaluates emerging technologies that can strengthen mortgage processes, data standards, and industry innovation.
   
1:30 PM - 4:30 PMGrand Ballroom A-CBusiness Process Model COP
  

This group aligns mortgage business processes with MISMO standards to map how MISMO products support the loan lifecycle.

Learn more about this workgroup.

   
 Grand Ballroom E-GMortgage Insurance COP
  

The MI CoP develops and maintains standards that support the mortgage insurance lifecycle from origination through servicing.

Learn more about this workgroup.

   
 Lake AnneOrigination COP
  

The Origination CoP builds standards and guidance to support data and processes across the origination lifecycle.

Learn more about this workgroup.

   
3:10 PM - 4:30 PMLake ThoreauSecondary COP
  

The Secondary CoP aligns the industry on data and processes that support secondary market transactions and loan delivery.

Learn more about this workgroup.

 

 

4:45 PM - 6:00 PMGrand Ball Room DJoint Committee Meeting (Invitation Only)
  This is a meeting of the Residential Standards Governance Committee and the Council of Chairs.

 

Thursday, August 27, 2026

Workgroup meetings will take breaks from 10:20am - 10:40am and 2:50pm - 3:10pm

9:00 AM - 12:00 PMGrand Ballroom DMISMO Boot Camp (Session 2)
  

MISMO's Boot Camp course streamlines the education process for both technical and business professional to understand how MISMO operates and develops standards, MISMO's Core Components and how to leverage them to meet industry challenges, the components of MISMO's XML reference model, how it works and much more!  Pass the Boot Camp exam to qualify for your Associate MISMO Standards Professional certification.

Register Here!

   
 Lake ThoreauBusiness Glossary COP
  

The Business Glossary Community of Practice maintains a clear, business‑friendly set of standardized mortgage industry terms to make MISMO standards more accessible and improve consistency across the industry.

Learn more about this workgroup.

   
 Grand Ballroom E-GCredit Reporting COP
  

The Credit Reporting Community works to develop, promote, and maintain credit data and standards that enable mortgage lenders, investors, servicers, vendors, borrowers, and other parties to exchange credit-related data more securely, effectively, and economically.

Learn more about this workgroup.

   
 Grand Ballroom A-CDigital Interoperability COP
  

Digital Interoperability brings together eVault and document vendors, lenders, and the GSEs to improve scalable eNote adoption.

Learn more about this workgroup.

   
 Lake AnneServicing Transfers DWG
  

This group builds standards to streamline servicing transfers and reduce negative impacts on investors and borrowers.

Learn more about this workgroup.

   
12:00 PM - 1:30 PM Lunch Break (on your own)
   
1:30 PM - 4:30 PMLake AnneDecision Modeling COP
  

This group standardizes decision logic using the MISMO Reference Model to improve consistency between business rules and data.

Learn more about this workgroup.

   
 Grand Ballroom A-CeMortgage COP
  The eMortgage CoP develops specifications and guidance for electronic mortgage documents throughout the loan lifecycle.
   
 Grand Ballroom E-GMortgage Compliance Dataset DWG
  

The MCD DWG maintains the Mortgage Compliance Dataset to help lenders provide standardized data during regulatory examinations.

Learn more about this workgroup.