MISMO Version 3.1

MISMO Version 3.1 is in Recommendation status which is the highest possible maturity level for a MISMO standard.  A Recommendation has been thoroughly reviewed and implemented by a wide range of organizations and industry participants.

What It Includes

Version 3.1 of the MISMO Reference Model includes enhancements specific to:

  • New data points and containers to support regulatory changes and requested business changes
  • An implementation upgrade from the Version 3 Reference Model
  • Audience of this version includes Analysts, Developers and Architects

Access Information for Members

MISMO Members can access the Reference Model and LDD in the Resource Library housed on MISMO's Collaboration Site, "MISMO Connect"

Access Information for Non-Members

Reference Model

The MISMO Reference Model is an industry standard organization of information, including data and documentation, needed to support mortgage industry business processes and transactions.  The Reference Model includes an XML schemal representation of the data and relationships that support industry business processes; the Logical Data Dictionary (LDD) documenting standard business names, definitions, enumerations, formats and more; and included within the XML Schema are the SMART Doc® standards which provide formats for electronic formatting of documents. 

Version 3.1 Residential Reference Model


MISMO Disclaimer

Download Version 3 FAQs