MISMO Publishes Credit Scoring Implementation Artifacts

WASHINGTON, D.C. (November 25, 2025) – MISMO®, the real estate finance industry's standards organization, today announced that a new  Credit Score Implementation Guide and Credit Score Model Name Document have reached “Final” status, which means they have been thoroughly reviewed by a wide range of organizations and industry participants and are available for industry use.

“The Credit Score Implementation Guide is a new resource that provides backward and forward compatibility guidance for the implementation of MISMO standards to support the industry-wide, credit reporting modernization,” said MISMO President Brian Vieaux. “This guidance is intended for those that use the MISMO reference model and are working on implementing the new credit scoring models into their systems.”

The MISMO Credit Reporting Community of Practice (CoP) is leading this work, providing critical input and collaboration to ensure the standards reflect evolving credit reporting requirements. This group serves as a key forum for industry professionals to contribute their perspectives and help shape the future of credit reporting standards.

MISMO invites all interested participants to join the Credit Reporting CoP, the group convenes on the first and third Thursday of each month from 4-5pm ET.