MISMO Publishes Housing Counseling Dataset

WASHINGTON, D.C. (October 1, 2025) – MISMO®, the real estate finance industry's standards organization, today announced the release of the Housing Counseling Dataset.

The Housing Counseling Dataset establishes a framework for exchanging information about housing counseling sessions, borrower participation, and outcomes. Standardizing the data collected during housing counseling sessions will improve interoperability across systems and provide visibility to the impact that housing counseling has on the loan origination process.  

“The Housing Counseling Dataset marks a significant milestone in MISMO’s efforts to drive greater transparency and efficiency across the mortgage ecosystem,” said Acting MISMO President Rick Hill. “By standardizing how housing counseling information is shared, we’re empowering lenders, counselors, and borrowers alike with better data and stronger collaboration.”