MISMO Calls for Industry Input on SMART Doc V3 Power of Attorney Specification

WASHINGTON, D.C. (November 4, 2025) – MISMO®, the real estate finance industry's standards organization, today announced that it is seeking public comment on the  SMART Doc® V3 Power of Attorney Specification (“Specification”). The 30-day public comment period will run through December 4, 2025. 

The SMART Doc® V3 Verifiable Profile allows document data to travel with the PDF and then be automatically verified with the document image, providing assurance that loan documents and associated data are consistent, reliable, and unaltered. The new Specification applies SMART Doc V3 Verifiable Profile functionality to the power of attorney document, further enabling the seamless exchange of data and documents between trading partners. The Specification is intended to enhance and expedite the process of transferring legal documents for real estate transactions. The Specification is not and should not be considered legal advice, and parties should consult with legal counsel before entering into any transaction. 

 

The public comment period allows those who participated in the proposal at least 30-days’ notice prior to final release to review and disclose any applicable Patent Rights (as defined by MISMO’s 2018 Intellectual Property Rights Policy).

MISMO requests that any organization that may have any patent or patent applications, or other intellectual property rights that might be impacted by an organization that uses or is compliant with these proposed MISMO products to disclose them at this time in writing. All comments and disclosures are due by December 4, 2025, and should be directed to [email protected].