News

MISMO Publishes Standard for Electronic HELOCs

September 9, 2025

MISMO Launches Confidence Score Standard for AVMs

September 5, 2025

MISMO Calls for Industry Professionals to Join Commercial eNotes Development Workgroup

September 3, 2025

MISMO Publishes Updated Engineering Guidelines

September 3, 2025

MISMO Calls for Industry Input on New Version 3.6.2 Reference Model

August 28, 2025

MISMO®, the real estate finance industry's standards organization, today announced that it is seeking public comment on the new Version 3.6.2 MISMO Reference Model ,

MISMO Releases AVM Common Confidence Score Standard and Guidance for Industry Use

August 28, 2025

MISMO®, the real estate finance industry's standards organization, today announced the release of the Automated Valuation Model (AVM) Common Confidence Score Standard and Guidance. This new standard is designed to help mortgage originators and other stakeholders evaluate AVM risk more effectively and consistently, supporting industry-wide adoption and regulatory compliance.

MISMO Publishes Updated SMART Doc® Version 3 PDF Implementation Guide

August 1, 2025

WASHINGTON, D.C. (August 1, 2025) – MISMO®, the real estate finance industry's standards organization, today published revisions to the SMART Doc® Version 3 PDF Implementation Guide.

MISMO Publishes Enhanced Industry Standard to Exchange Loan Application Information

July 30, 2025

WASHINGTON, D.C. (July 30, 2025) – MISMO®, the real estate finance industry's standards organization, published an enhanced version of the Industry Loan Application Dataset (iLAD), an industry standard for the exchange of loan application information.

MISMO Publishes Updated SMART Doc® V1.02 Guidance

July 29, 2025

WASHINGTON, D.C. (July 29, 2025) – MISMO®, the real estate finance industry's standards organization, today published revisions to the SMART Doc®1.02 Implementation Guide and Mapping Workbook.

MISMO Publishes Updated Mortgage Insurance Activation API

July 21, 2025

The Mortgage Insurance (MI) Activation API iGuide and related sample files provide lenders with a streamlined method of activating the MI Commitment by allowing lenders to send closing date information to MI companies without leaving their system of record, ensuring greater efficiency and accuracy. The iGuide and sample files are based on Version 3.5 of the MISMO Reference Model.

MISMO Seeks Comment on Updated MEGs (MISMO Engineering Guidelines)

July 21, 2025

“MISMO maintains a series of guidelines to govern the development of MISMO standards and collateral work products. MEGs ensure that MISMO work products adhere to all applicable technology standards, are produced in a consistent fashion, and meet the needs of the mortgage industry,” said MISMO Acting President, Rick Hill.

MISMO Publishes Updated eVault Standards and SMART Doc® Validation Rules

July 21, 2025

WASHINGTON, D.C. (July 17, 2025) – MISMO®, the real estate finance industry's standards organization, today published revisions to the eVault Standards and SMART Doc® Validation Rules. This standard increases interoperability and trust between partners trading eNotes.

MISMO Publishes Artificial Intelligence Glossary

July 15, 2025

WASHINGTON, D.C. (July 15, 2025) – MISMO®, the real estate finance industry's standards organization, today published its Artificial Intelligence (AI) Glossary.

MISMO Updates Fee Naming Guide

July 9, 2025

WASHINGTON, D.C. (July 8, 2025) – MISMO®, the real estate finance industry's standards organization, today announced that it has added more than 40 new standardized fee names and definitions to its Fee Naming Guide. The additions to the Guide are intended to further standardize the use of names and descriptions for fees used across the mortgage industry, enabling better communication across all parties.

MISMO Publishes Updated Life of Loan Process Model

July 1, 2025

MISMO®, the real estate finance industry's standards organization, today announced the addition of decision models to the latest version of the MISMO Life of Loan Business Process Model. Industry practitioners can now access MISMO’s Ability to Repay and Application Threshold Decision Models, which are used to make decisions in compliance with RESPA and Regulation Z, via the Life of Loan Business Process Model.

MISMO Publishes Standard Enabling Secure and Verifiable Exchange of Security Instrument Information

June 26, 2025

WASHINGTON, D.C. (June 26, 2025) – MISMO®, the real estate finance industry's standards organization, today announced a new standard that works to restore trust in security instrument data and reduces the financial burden of onerous verification requirements.

MISMO Issues New Specification to Support Appraisal Ordering Ahead of Upcoming Appraisal Changes

June 23, 2025

WASHINGTON, D.C. (June 10, 2025) – MISMO®, the real estate finance industry's standards organization, today announced the publication of a new Appraisal Procurement Dataset Specification designed to facilitate and standardize the ordering of property services including appraisals.

MISMO Creates Standard for Electronic HELOCs

June 5, 2025

WASHINGTON, D.C. (June 5, 2025) – MISMO®, the real estate finance industry's standards organization, today announced that it is seeking public comment on the SMART Doc® V3 eHELOC Specification. This standard was developed to meet requests for natively created electronic documents to support the growth of home equity lines of credit (HELOCs).

MISMO Publishes Updated Business Glossary

June 4, 2025

WASHINGTON, D.C. (June 4, 2025) – MISMO® published an updated version of the Business Glossary and associated User Guide. Updates to the Business Glossary were related to terms associated with electronic mortgages, title and settlement, and more.

MISMO Releases AVM Confidence Score Standard

May 29, 2025

WASHINGTON, D.C. (May 29, 2025) – MISMO®, the real estate finance industry's standards organization, today announced it is seeking public comment through June 28, 2025, on the Automated Valuation Model Common Confidence Score Standard and Guidance.